The Freedom to Spend Your Way, The Flexibility To Pay It Back.

Personal Loans

AS LOW AS:

8.49%

Our signature loan for 24-60 Months terms.

APR*

Rate reductions with Auto Pay and Direct Deposit

No Application Fees

No Prepayment Penalties

Terms up to 60 months 

Nassau Financial Federal Credit Union is here to help you achieve your financial goals. We offer loans to help meet your every need. Remember, we are a credit union and our loans are different from personal bank loans.

Competitive Rates

Quick Online Application

Up To $40,000

START APPLICATION

Giving you The Savings Big Banks Won’t

How Our Loan Compares:

National Average Personal Loan Rate

11.31%

APR*

60-month personal loan

Nassau Financial Federal Credit Union

8.49%

APR*

Our signature loan for 24-60 Months terms.

APPLY NOW

Competior loan rate based on a data by bankrate.com

Debt Consolidation

Debt consolidation through a personal loan offers a practical solution for streamlining multiple high-interest debts into a single, manageable payment. By securing a personal loan at a potentially lower interest rate, individuals can efficiently pay off credit card balances, medical bills, and other outstanding debts. This approach simplifies financial management, reduces the overall interest paid, and accelerates debt repayment, providing a clearer path towards achieving financial stability and freedom.

Help Paying Off:

Credit Card Balances

Medical Bills

Other Outstanding Debts

Large Expenses

Utilizing a personal loan for significant expenses such as medical bills, moving costs, or education can be a prudent financial strategy. These life events often require substantial funds that might not be readily available, and a personal loan offers a practical solution. By securing a lump sum with a predictable repayment schedule, individuals can address immediate needs without disrupting their financial stability. This approach ensures access to essential services, seamless relocations, or educational pursuits, while allowing for manageable repayment over time, making it a versatile tool for navigating major life transitions.

Best For:

Moving Costs

Unexpected Medical Bills

Major Auto Repairs

Recreational Expenses

Personal loans offer a convenient solution for financing your holiday shopping, dream vacation or even your wedding costs. With quick approval and fixed interest rates, they provide easy access to the funds you need.  Say goodbye to financial stress and start planning your perfect getaway today.

Useful For:

Holiday Shopping

Wedding Costs

Dream Vacation

Apply for your Personal Loan today!

*Terms & Conditions
*APR=Annual Percentage Rate. Offer for new signature loans (personal loans) at Nassau Financial only. Rate includes discounts for Auto Pay & Direct Deposit. Rates may be higher without AutoPay & Direct Deposit. Refinancing or payoff of outstanding balances at Nassau Financial is prohibited. All loan types, rates, terms and offers are based on applicant's credit history. Minimum loan amount is $1,000; maximum loan amount is $40,000. Nassau Financial’s cumulative unsecured loan &/or line of credit balance maximum is $40,000. Rate offer quoted, Terms & Conditions may change at any time.

Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.